Euthanasia is an option in veterinarian medicine and sometimes, unfortunately, it is decided upon based on economics as much as what is best for the pet. This is an unfortunate and sad part of dog ownership and a part of being a practicing veterinarian. This option can make buying dog insurance for your pet an easier decision in some ways because you know having the insurance may protect you having to have your beloved pet euthanized due to economics. But at the same time, pet insurance for dogs can also put a drain on your wallet.
Pet insurance has been around for quite awhile - but has been more popular in Europe than in the US. In reality, it is estimated that less than 3% of the pets in the US are insured. In some parts of the world this number reaches as high as 25%. It has been suggested that the issues with the American Health Care System (for humans) has impacted the way US citizens feel about paying for coverage for insurance - as in, insurance is not perceived to be as a high value.
But the truth is that there are quality companies with nice coverage policies at affordable prices and there are others that are out for all the money they can get - with little regard for the people and pet that are disrespected along the way. The best way to protect yourself is to do your fair share of dog insurance comparison shopping before making a commitment to a company.
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