Beware - some discount plans will leave you hanging during a crisis. Be sure what you are actually paying for. Even when plans are called 'comprehensive' you need to have a detailed list of what is and what is not included.
Some discount plans simply require an annual fee that entitles the subscriber to discounted veterinarian rates and some related pet services. A quality pet health insurance plan would look and read very similar to a health insurance plan for people. Be sure to find out if you will get to choose the veterinarian you use or if only certain providers are covered.
This can be an immediate deal breaker in many cases. The real key is to do your own research so you can become knowledgeable. Learn by reading information in places like this and other informative sites. Be a savvy insurance shopper. Get your own dog insurance comparison before you contact an agency or broker. Be armed with that information and you will feel empowered.
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